First Tech Federal Credit Union

First Tech Federal Credit Union is a federally chartered credit union located in Hillsboro, Oregon. It is regulated by the National Credit Union Administration. It offers its members a wide range of financial services. It also offers a membership incentive program. The credit union is known for its friendly service, and many of its employees are members themselves.

First Tech reports payments to Experian, one of the three major credit bureaus. This can help consumers build a strong credit history. Applicants can also view their loan terms and rates online. If you decide to apply for a loan through First Tech, you should be aware that you will need to provide a Social Security number. Providing this information will help you speed up the loan application process.

First Tech provides insurance products for businesses, including workers' compensation, liability, and builder's risk. It also offers commercial vehicle insurance. However, it does not offer business-specific loans, such as mortgages, lines of credit, and loans. Its checking accounts come with free business debit cards, but does not offer business credit cards. Instead, you may want to try another credit union for your business needs.

If you're currently paying off a personal loan, you can refinance it with First Tech Federal Credit Union. First Tech Federal Credit Union offers personal loans that can be approved within one business day, and funds can be deposited directly into your bank account after approval. However, you should make sure you qualify for the loan before refinancing. If you don't meet the criteria, refinancing could result in higher interest over the course of the loan's life.